Dropdown Menu

Caravan Insurance

caravan insurance Compare quotes to find the best insurance policy for you

In the UK, caravan insurance provides financial protection for a caravan against various risks, including theft, damage and accidents. It’s not a legal requirement like car insurance, but it’s highly recommended for caravan owners. 
 
Here’s a more detailed breakdown:
  • What it covers:
    Caravan insurance typically covers accidental damage, theft, fire damage, third-party liability if your caravan causes damage or injury, and sometimes even contents insurance. 
     
  • Optional add-ons:
    You can often add extras like breakdown cover, personal accident insurance, or even legal protection. 
     
  • Why it’s important:
    Car insurance usually doesn’t cover caravan damage, and you could be financially responsible for repairs or replacements if something happens. 
     
  • Types of policies:
    There are policies for both touring caravans (towed by a vehicle) and static caravans (fixed in one location). 
     
  • Cost:
    Caravan insurance prices vary, but you can typically expect to pay between £141 and £300 per year for a touring caravan, and around £125 for a static caravan. Motorhome insurance is usually higher, ranging from £200 to £600. 
     
  • Important considerations:
    Look into what perils are covered in the policy, as they can vary. Also, be aware that contents cover might be an optional add-on