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Minibus Insurance

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UK minibus insurance is a specialised form of vehicle insurance designed for minibuses, typically vehicles capable of carrying between 9 and 16 passengers. It’s tailored to the increased risks associated with driving larger vehicles and the diverse ways minibuses are used, including for private, business, taxi, or community group transportation. 
 
Key aspects of UK minibus insurance:
  • Specialised Coverage:
    It addresses the unique risks and needs of minibus operation, going beyond standard car insurance. 
     
  • Legal Requirement:
    Minibus insurance is often a legal requirement for operating a minibus on public roads. 
     
  • Flexible Options:
    Policies can be tailored to specific needs, offering various levels of cover, such as Third Party Only, Third Party Fire and Theft and Comprehensive.
     
  • Public Liability:
    Many policies include public liability insurance, covering potential financial losses from injury or damage caused to third parties. 
     
  • Additional Features:
    Some policies might offer extras like breakdown cover, legal expenses, and replacement vehicle cover. 
     
  • Private and Commercial Use:
    Insurance can be arranged for both private and commercial use, including school, charity, or business transportation.