Dropdown Menu

Van Insurance

You could Save up To £668* on Van Insurance Compare quotes to find the best insurance policy for you

In the UK, van insurance is similar to car insurance, but with specific considerations for the use of the vehicle. It’s a legal requirement to have insurance to drive a van on UK roads, and different levels of cover are available, with the minimum being third party insurance. 
 
Types of Van Insurance:
  • Third Party Only
    Covers liability for injuries to others and damage to their property, but not your own van. This is the minimum legal requirement. 
     
  • Third Party Fire and Theft.
    Includes third-party cover, plus protection for your van if it’s stolen or damaged by fire. 
     
  • Comprehensive
    Provides the most extensive cover, including third-party, fire & theft, and also covers your own van in the event of an accident or other damage. 
     
Factors Affecting Van Insurance Costs:
  • Use of the van: Vans used for business or commercial purposes (e.g., deliveries, haulage) typically have higher insurance premiums than those used for personal or social use. 
     
  • Type of cover: Comprehensive insurance will generally be more expensive than third-party only. 
     
  • Van details: Age, make, model, and security features of the van can influence insurance costs. 
     
  • Driver’s details: Driving history, age, and experience can impact premiums. 
     
  • Annual mileage: The distance you’ll drive the van per year can affect the cost. 
     
  • Other factors: Where you park your van overnight, the type of goods you transport, and any additional cover you choose (e.g., for tools or contents) can also influence the premium. 
     
Classes of Use:
  • Social only: Personal use, like driving to the shops or visiting friends. 
     
  • Social and Commuting: Includes social use plus commuting to and from a single, regular place of work. 
     
  • Carriage of own goods: Using the van to transport your own goods. 
     
  • Haulage (Carriage of goods for hire or reward): Using the van to transport goods for others as part of a business

Van Insurance Saving Figure You could save up to £668* *51% of consumers could save £668.40 on their Van Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from November 2024. The savings you could achieve are dependent on your individual circumstances.

.