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Car Breakdown Cover

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24/7 Nationwide and European Car Breakdown Cover Compare quotes to find the best insurance policy for you

insurance that provides assistance if your vehicle breaks down. It typically covers roadside repairs, towing to a garage, and sometimes onward travel or accommodation if your vehicle can’t be fixed on the spot. Popular providers in the UK include the RAC, the AA, Green Flag, and Start Rescue.

 
What it covers:
  • Roadside Assistance:
    A mechanic will come to your location to try and fix the problem.
     
  • Towing:

    If the vehicle can’t be repaired at the roadside, it will be towed to a garage.

     
  • National recovery:

    Some policies offer towing to any garage or destination in the UK, not just the nearest one. 

     
  • Home start:

    If your car is undriveable, some policies will cover the cost of alternative transportation (like train tickets or a hire car) or overnight accommodation.

     
  • European cover: 

    Some policies offer breakdown cover for travel within Europe.

Choosing a policy:
  • Consider your needs:
    Think about how often you drive, where you typically drive, and whether you need European cover.
     
  • Compare prices and coverage:

    Use comparison websites or directly contact providers like the RAC, the AA, Green Flag, or Start Rescue to get quotes and see what’s included in each policy

     
  • Look at customer reviews:

    See what other customers say about the service they received from different providers.

     
  • Check for optional extras:

    Some policies offer extras like misfuelling cover or cover for specific types of vehicles (e.g., electric cars).

     

Example: If you break down on the motorway, a roadside mechanic will try to fix your car. If it can’t be fixed, the policy will usually cover towing your car to the nearest garage or to your chosen garage in the UK. If the garage can’t fix it the same day, the policy might cover the cost of a hire car or hotel until your car is repaired

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IAR Disclaimer:
BNIcompare (trading as UKcompare) is an Introducer Appointed Representative (IAR) of Seopa Ltd. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA). Quotezone is a trading style of Seopa Ltd. You can check this out on the financial services register at https://register.fca.org.uk/. FRN: 313860. Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. The insurance quote system is independently owned and operated by Seopa Ltd.
 
Editorial Disclaimer:
The information contained within this webpage is for editorial purposes only, and not intended as financial advice.
 
Car Insurance Saving Figure
You could save up to £515*
*51% of consumers could save £515.24 on their Car Insurance. The saving was calculated by
comparing the cheapest price found with the average of the next six cheapest prices quoted
by insurance providers on Seopa Ltd’s insurance comparison website. This is based on
representative cost savings from December 2024 data. The savings you could achieve are
dependent on your individual circumstances and how you selected your current insurance
supplier.
 
Van Insurance Saving Figure
You could save up to £668*
*51% of consumers could save £668.40 on their Van Insurance. The saving was calculated by
comparing the cheapest price found with the average of the next five cheapest prices
quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based
on representative cost savings from November 2024. The savings you could achieve are
dependent on your individual circumstances.
 
Home Insurance Saving Figure
You could save up to £209*
*51% of consumers could save £209.33 on their Home Building & Contents Insurance. The
saving was calculated by comparing the cheapest price found with the average of the next
fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurance
comparison website. This is based on representative cost savings from December 2024. The
savings you could achieve are dependent on your individual circumstances.
 
Motorbike Insurance Pay less than Figure
You could pay less than £285*
*51% of consumers who received a quote for Motorbike Insurance through this service
provided by Seopa Ltd. in January 2025 were quoted less than £284.82. The price you could
achieve is dependent on your individual circumstances.
 
Bicycle Insurance Pay less than Figures
1) You could pay less than £25 for bicycles valued up to £1500*
*51% of customers with a bicycle valued up to £1500 who obtained a quote for Bicycle
Insurance through this service provided by Seopa Ltd during December 2024 were quoted
less than £25.27. Using the same calculation for bicycles valued between £1500 and £3000
gave a figure of £51.59 and for bicycles valued over £3000 gave a figure of £103.18. The
quote price you could achieve is dependent on your individual circumstances.
2) You could pay less than £52 for bicycles valued between £1501 and £3000*
*51% of customers with a bicycle valued between £1500 and £3000 who obtained a quote
for Bicycle Insurance through this service provided by Seopa Ltd during December 2024
were quoted less than £51.59. Using the same calculation for bicycles valued up to £1500
gave a figure of £25.27 and for bicycles valued over £3000 gave a figure of £103.18. The
quote price you could achieve is dependent on your individual circumstances.
3) You could pay less than £103 for bicycles valued over £3000*
*51% of customers with a bicycle valued over £3000 who obtained a quote for Bicycle
Insurance through this service provided by Seopa Ltd during December 2024 were quoted
less than £103.18.. Using the same calculation for bicycles valued up to £1500 gave a figure
of £25.27 and for bicycles valued between £1500 and £3000 gave a figure of £51.59. The
quote price you could achieve is dependent on your individual circumstances.
 
Pet Insurance Pay from Figures
You could pay from £3.35 per month*
*Price per month for cover based on a dog, Burger, one year old, no known medical
conditions and up-to-date vaccinations. Based on quote data provided by Seopa Ltd during
November 2024. The quote price you could achieve is dependent on your individual
circumstances.
You could pay from £3.35 per month*
*Price per month for cover based on a cat, Ozzy, one year old, no known medical conditions,
up-to-date vaccinations, and microchipped. Based on quote data provided by Seopa Ltd
during August 2024. The quote price you could achieve is dependent on your individual
circumstances.
 
Breakdown Insurance Pay from Figures
You could pay from £15.49 per year*
*Based on quote data provided by Seopa Ltd during November 2024. This quote was
provided to the majority of customers. The quote price you could achieve is dependent on your individual circumstances. 
 
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