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In the UK, goods in transit insurance, also known as GIT insurance, provides financial protection for businesses that transport goods. It covers your property if it’s lost, stolen, damaged, or not delivered while being moved. This insurance can be crucial for businesses that regularly move valuable goods, offering peace of mind against potential financial losses. 
 
Here’s a more detailed look at what it covers and why it’s important:
What it covers:
  • Loss, damage, or theft of goods in transit:
    This includes damage during accidents or mishandling, as well as theft of the goods.
  • Delayed delivery:
    If the goods are delayed due to unforeseen circumstances, some policies may cover consequential losses.
  • Consequential losses:
    In some cases, policies may cover losses that result from the delayed or damaged delivery of goods. 
     
Why it’s important:
  • Financial protection:
    It helps businesses recover from unexpected financial losses resulting from the loss, damage, or theft of goods in transit. 
     
  • Peace of mind:
    Knowing that goods are protected while being transported can reduce stress and worry for businesses. 
     
  • Protection for various businesses:
    It can be beneficial for couriers, delivery services, companies moving stock between sites, and warehouses collecting goods for storage. 
     
Important considerations:
  • Vehicle insurance is separate:
    Goods in transit insurance doesn’t replace vehicle insurance, which covers the vehicle itself. 
     
  • Policies vary:
    It’s important to compare different policies and understand what is and isn’t covered to ensure you have adequate protection. 
     
  • Exclusions:
    Policies typically have exclusions, such as theft from an unattended vehicle (unless locked and keys removed) or inadequate packing

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IAR Disclaimer:
BNIcompare (trading as UKcompare) is an Introducer Appointed Representative (IAR) of Seopa Ltd. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA). Quotezone is a trading style of Seopa Ltd. You can check this out on the financial services register at https://register.fca.org.uk/. FRN: 313860. Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. The insurance quote system is independently owned and operated by Seopa Ltd.
 
Editorial Disclaimer:
The information contained within this webpage is for editorial purposes only, and not intended as financial advice.
 
Car Insurance Saving Figure
You could save up to £515*
*51% of consumers could save £515.24 on their Car Insurance. The saving was calculated by
comparing the cheapest price found with the average of the next six cheapest prices quoted
by insurance providers on Seopa Ltd’s insurance comparison website. This is based on
representative cost savings from December 2024 data. The savings you could achieve are
dependent on your individual circumstances and how you selected your current insurance
supplier.
 
Van Insurance Saving Figure
You could save up to £668*
*51% of consumers could save £668.40 on their Van Insurance. The saving was calculated by
comparing the cheapest price found with the average of the next five cheapest prices
quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based
on representative cost savings from November 2024. The savings you could achieve are
dependent on your individual circumstances.
 
Home Insurance Saving Figure
You could save up to £209*
*51% of consumers could save £209.33 on their Home Building & Contents Insurance. The
saving was calculated by comparing the cheapest price found with the average of the next
fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurance
comparison website. This is based on representative cost savings from December 2024. The
savings you could achieve are dependent on your individual circumstances.
 
Motorbike Insurance Pay less than Figure
You could pay less than £285*
*51% of consumers who received a quote for Motorbike Insurance through this service
provided by Seopa Ltd. in January 2025 were quoted less than £284.82. The price you could
achieve is dependent on your individual circumstances.
 
Bicycle Insurance Pay less than Figures
1) You could pay less than £25 for bicycles valued up to £1500*
*51% of customers with a bicycle valued up to £1500 who obtained a quote for Bicycle
Insurance through this service provided by Seopa Ltd during December 2024 were quoted
less than £25.27. Using the same calculation for bicycles valued between £1500 and £3000
gave a figure of £51.59 and for bicycles valued over £3000 gave a figure of £103.18. The
quote price you could achieve is dependent on your individual circumstances.
2) You could pay less than £52 for bicycles valued between £1501 and £3000*
*51% of customers with a bicycle valued between £1500 and £3000 who obtained a quote
for Bicycle Insurance through this service provided by Seopa Ltd during December 2024
were quoted less than £51.59. Using the same calculation for bicycles valued up to £1500
gave a figure of £25.27 and for bicycles valued over £3000 gave a figure of £103.18. The
quote price you could achieve is dependent on your individual circumstances.
3) You could pay less than £103 for bicycles valued over £3000*
*51% of customers with a bicycle valued over £3000 who obtained a quote for Bicycle
Insurance through this service provided by Seopa Ltd during December 2024 were quoted
less than £103.18.. Using the same calculation for bicycles valued up to £1500 gave a figure
of £25.27 and for bicycles valued between £1500 and £3000 gave a figure of £51.59. The
quote price you could achieve is dependent on your individual circumstances.
 
Pet Insurance Pay from Figures
You could pay from £3.35 per month*
*Price per month for cover based on a dog, Burger, one year old, no known medical
conditions and up-to-date vaccinations. Based on quote data provided by Seopa Ltd during
November 2024. The quote price you could achieve is dependent on your individual
circumstances.
You could pay from £3.35 per month*
*Price per month for cover based on a cat, Ozzy, one year old, no known medical conditions,
up-to-date vaccinations, and microchipped. Based on quote data provided by Seopa Ltd
during August 2024. The quote price you could achieve is dependent on your individual
circumstances.
 
Breakdown Insurance Pay from Figures
You could pay from £15.49 per year*
*Based on quote data provided by Seopa Ltd during November 2024. This quote was
provided to the majority of customers. The quote price you could achieve is dependent on your individual circumstances. 
 
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