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Motorbike Insurance

You could pay less than £285* Motorbike Insurance Compare quotes to find the best insurance policy for you

In the UK, motorbike insurance is a legally required type of insurance for anyone who rides or keeps their motorbike on public roads. It provides financial protection for the rider and others involved in an accident. Motorbike insurance can cover various aspects, including damage to your bike, injuries to you and others, and damage to third-party property. 

 
Here’s a more detailed look at motorbike insurance in the UK:
  • Legal Requirement:

    Having motorbike insurance is a legal requirement for riding on public roads in the UK. 

     
  • Protection:

    It protects you from liability if you are involved in an accident, damage another vehicle, or injure someone. 

     
  • Coverage:

    Depending on the type of policy, it can cover damage to your bike, repairs, and potential liability for injuries to others and damage to their property. 

     
  • Levels of Cover:

    There are three main types of motorbike insurance:

    • Third Party Only (TPO): This is the minimum legal requirement and only covers liability for injury to others or damage to their property caused by your motorbike. 
       
    • Third Party, Fire & Theft (TPFT): This covers the liability of TPO, plus fire and theft of your motorbike. 
       
    • Comprehensive: This offers the most comprehensive cover, including damage to your bike, whether you are at fault or not, and liability for others. 
       
  • Factors Affecting Cost:
    The cost of motorbike insurance can vary based on several factors, including your riding history, the type and size of your bike, your age, where you live, and your claim histor

Motorbike Insurance Pay less You could pay less than £285* *51% of consumers who received a quote for Motorbike Insurance through this service provided by Seopa Ltd. in January 2025 were quoted less than £284.82. The price you could achieve is dependent on your individual circumstances.​