UKcompare.com

Home
Dropdown Menu

Non Standard Home Insurance

Get Quotes now "Powered by Seopa/Quotezone"

non-standard home insurance Compare quotes to find the best insurance policy for you

Non-standard home insurance in the UK covers properties that don’t fit the typical criteria of standard home insurance, such as those with unusual construction methods, materials, or location. These properties often require specialist policies because they pose unique risks and may have higher repair costs. 
 
Here’s a more detailed explanation:
What makes a home “non-standard”?
  • Construction:
    Homes built with timber frames, steel frames, flat roofs, or thatched roofs, for example, are considered non-standard. 
     
  • Materials:
    Properties using unusual building materials like cob, wattle and daub, or straw bale construction also fall into this category. 
     
  • Location:
    Homes in conservation areas or flood zones, or those that are frequently unoccupied, may also require non-standard insurance. 
     
  • Other Factors:
    Listed buildings, barn conversions, and properties with a history of subsidence or other issues are also often covered by non-standard policies. 
     
  • Personal Circumstances:
    Insurance companies may also consider an individual’s personal circumstances, such as criminal convictions or bankruptcy, as factors in determining whether to offer non-standard insurance. 
     
Why is non-standard insurance needed?
  • Unique Risks:
    Non-standard homes may be more susceptible to certain types of damage, like fire in timber frames or water damage in flat roofs. 
     
  • Specialized Repairs:
    Repairs to non-standard homes may require specialised contractors and materials, leading to higher costs. 
     
  • Insurers’ Preferences:
    Some insurers may be unwilling to offer cover for non-standard homes due to the perceived increased risk. 
     
  • Bespoke Policies:
    Non-standard insurance policies can be tailored to the specific needs of the property, offering more comprehensive coverage than standard policies. 
     
Types of Non-Standard Home Insurance:
  • Contents Insurance: Covers the belongings within the home.
  • Buildings Insurance: Covers the structure of the home.
  • Combined Insurance: Covers both the structure and contents of the home. 
     
     
     
     
 
 
Get Quotes Now
Facebook Instagram
Quick Links

Information You might need to quickly Compare Insurer? Click Here:

 

IAR Disclaimer:
BNIcompare (trading as UKcompare) is an Introducer Appointed Representative (IAR) of Seopa Ltd. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA). Quotezone is a trading style of Seopa Ltd. You can check this out on the financial services register at https://register.fca.org.uk/. FRN: 313860. Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. The insurance quote system is independently owned and operated by Seopa Ltd.
 
Editorial Disclaimer:
The information contained within this webpage is for editorial purposes only, and not intended as financial advice.
 
Car Insurance Saving Figure
You could save up to £515*
*51% of consumers could save £515.24 on their Car Insurance. The saving was calculated by
comparing the cheapest price found with the average of the next six cheapest prices quoted
by insurance providers on Seopa Ltd’s insurance comparison website. This is based on
representative cost savings from December 2024 data. The savings you could achieve are
dependent on your individual circumstances and how you selected your current insurance
supplier.
 
Van Insurance Saving Figure
You could save up to £668*
*51% of consumers could save £668.40 on their Van Insurance. The saving was calculated by
comparing the cheapest price found with the average of the next five cheapest prices
quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based
on representative cost savings from November 2024. The savings you could achieve are
dependent on your individual circumstances.
 
Home Insurance Saving Figure
You could save up to £209*
*51% of consumers could save £209.33 on their Home Building & Contents Insurance. The
saving was calculated by comparing the cheapest price found with the average of the next
fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurance
comparison website. This is based on representative cost savings from December 2024. The
savings you could achieve are dependent on your individual circumstances.
 
Motorbike Insurance Pay less than Figure
You could pay less than £285*
*51% of consumers who received a quote for Motorbike Insurance through this service
provided by Seopa Ltd. in January 2025 were quoted less than £284.82. The price you could
achieve is dependent on your individual circumstances.
 
Bicycle Insurance Pay less than Figures
1) You could pay less than £25 for bicycles valued up to £1500*
*51% of customers with a bicycle valued up to £1500 who obtained a quote for Bicycle
Insurance through this service provided by Seopa Ltd during December 2024 were quoted
less than £25.27. Using the same calculation for bicycles valued between £1500 and £3000
gave a figure of £51.59 and for bicycles valued over £3000 gave a figure of £103.18. The
quote price you could achieve is dependent on your individual circumstances.
2) You could pay less than £52 for bicycles valued between £1501 and £3000*
*51% of customers with a bicycle valued between £1500 and £3000 who obtained a quote
for Bicycle Insurance through this service provided by Seopa Ltd during December 2024
were quoted less than £51.59. Using the same calculation for bicycles valued up to £1500
gave a figure of £25.27 and for bicycles valued over £3000 gave a figure of £103.18. The
quote price you could achieve is dependent on your individual circumstances.
3) You could pay less than £103 for bicycles valued over £3000*
*51% of customers with a bicycle valued over £3000 who obtained a quote for Bicycle
Insurance through this service provided by Seopa Ltd during December 2024 were quoted
less than £103.18.. Using the same calculation for bicycles valued up to £1500 gave a figure
of £25.27 and for bicycles valued between £1500 and £3000 gave a figure of £51.59. The
quote price you could achieve is dependent on your individual circumstances.
 
Pet Insurance Pay from Figures
You could pay from £3.35 per month*
*Price per month for cover based on a dog, Burger, one year old, no known medical
conditions and up-to-date vaccinations. Based on quote data provided by Seopa Ltd during
November 2024. The quote price you could achieve is dependent on your individual
circumstances.
You could pay from £3.35 per month*
*Price per month for cover based on a cat, Ozzy, one year old, no known medical conditions,
up-to-date vaccinations, and microchipped. Based on quote data provided by Seopa Ltd
during August 2024. The quote price you could achieve is dependent on your individual
circumstances.
 
Breakdown Insurance Pay from Figures
You could pay from £15.49 per year*
*Based on quote data provided by Seopa Ltd during November 2024. This quote was
provided to the majority of customers. The quote price you could achieve is dependent on your individual circumstances. 
 
UKcompare is wholly owned by BNIcompare Ltd NI717894 Registered Office Address 2 Grange Valley Park, Ballyclare, Northern Ireland BT39
 
 
 
 

Website Design: V1 Technologies