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Salon Insurance

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UK salon insurance protects business from various risks associated with running a salon, including property damage, liability claims and business interuption. It can cover things like damage to the building, its contents, stock, and equipment, as well as legal costs if a customer or employee makes a claim. 
 
Here’s a more detailed look at what salon insurance typically covers:
  • Public Liability
    This protects the salon from claims made by clients or third parties if they suffer an injury or damage while on the premises. For example, if a client slips and falls or has an allergic reaction to a product. 
     
  • Employers Liability
    This is a legal requirement for any business that employs staff, and it covers the costs if an employee is injured or falls ill due to their work. 
     
  • Buildings Insurance
    This covers the cost of repairing or rebuilding the premises if they are damaged by fire, storm, or other insured events. 
     
  • Contents Insurance
    This protects the salon’s belongings, such as furniture, equipment, stock, and personal items, from damage, loss, or theft. 
     
  • Business Interuption Insurance
    This provides compensation if the salon is forced to close due to an insured event, such as a fire or storm. 
     
  • Legal Expenses Insurance
    This covers the cost of legal fees and other expenses if the salon is sued or has to take legal action. 
     
  • Profession Indemnity Insurance
    This protects the salon if a client makes a claim due to a negligent service, such as a hair treatment that causes damage